Homeownership Opportunities for Hardworking Neighbors
The Habitat homeownership program is an earned opportunity full of community grace and support that starts for the future homeowners with the qualification period. Potential homeowners fall within certain income levels, depending on the size of the
household, must have reasonably good credit, a housing need and be able to cover their closing costs and monthly mortgage payments. Once they qualify, this special group commits to 100 hours on the build site and 70 hours in the classroom learning everything about homeownership from budgeting to how to be a part of the HOA.
Habitat refers to that as sweat equity.
“I love that the Habitat program doesn’t just throw you into a home purchase. It prepares you to budget, maintain your home, and it teaches neighbor resolution,” says future Habitat homeowner Misty, who is currently taking homeownership classes.
“Purchasing a home the traditional way is a reality not everyone can afford.”
The commitment is steadfast and the journey long, but this unique group of hardworking Middle Tennesseans say without Habitat they would not be able to afford the stability of a home. Homeownership for so many is a brighter future for their children and for one particular Habitat homeowner, something as simple as a glass of tea on her new front porch.
Habitat provides homeownership opportunities for working men and women who are unable to obtain a traditional
mortgage in five counties: Davidson, Dickson, Wilson, Cheatham, and Robertson, and operates retail stores, the ReStore, in Davidson, Wilson, and Dickson. Habitat of Greater Nashville was established in 1985 and has built, recycled,
or renovated more than 1,341 homes, 951 homes locally, and has served more than 3,341 family members, including
more than 2,104 children.
Habitat for Humanity of Greater Nashville is excited to offer 23 two bedroom townhomes in its newly planned community Sherwood Commons. HOA professionally managed landscaping and exterior maintenance creates an easy transition into home ownership. This convenient location offers affordable space for busy lifestyles.